Military spouses have a right to know whether their service member plans to opt out of Servicemembers Group Life Insurance coverage, or reduce life insurance coverage ― and officials should make sure that notification happens, lawmakers said.

It may require a change in law.

Rep. Duncan Hunter, R-Calif., relayed the story of a California Navy wife whose husband died in training. Neither her husband, nor anyone else, had notified her that he had declined SGLI coverage. Thus, she wouldn’t have been paid the insurance money, which is generally the maximum of $400,000.

While she was paid, because of public pressure, her case illustrates a more widespread problem, Hunter said during a hearing of the House Veterans’ Affairs Committee’s panel on disability assistance and memorial affairs.

Read more at Military Times